Republicans Are Backing A Bill To Democratize Investing, But The SEC Has Other Plans

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Republican lawmakers are sponsoring a bill designed to protect financial transactions known as “payment for order flow,” in which brokerages route their clients’ trades to market makers.

Pennsylvania Republican Sen. Pat Toomey, ranking member of the Senate Banking Committee, introduced the Investor Freedom Act of 2021 in late October to protect “zero commission trading and user-friendly mobile apps” from Securities and Exchange Commission (SEC) rules that would prohibit payment for order flow, arguing the bill would help lower the barrier to entry for retail investors.


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